Câu 124: CRCM: Certified Regulatory Compliance Manager

First National Bank has an employee benefit program whereby all bank employees who meet the bank's credit underwriting standards may obtain consumer loans for major purchases or expenses at a rate that is less than the bank's prime rate. Can the bank allow its executive officers to borrow under this program?

1. A. No. Executive officers may not have preferential interest rates under any circumstances.
2. B. No. However, the related interests of the executive officers may take advantage of it.
3. C. Yes. However, executive officers must secure their loans with collateral valued at 100 percent of the loan balance or more.
4. D. Yes. Provided the program is available to everyone at the bank as an employee benefit, executive officers may also participate. — đáp án hiện tại