Câu 81: CRCM: Certified Regulatory Compliance Manager

These are the definitions of _____________: The refusal to grant credit in substantially the amount or on substantially the terms requested in an application (and the applicant uses or expressly accepts the credit offered) A termination of the account or an unfavorable change in the terms of an account, unless the change affects substantially all of the lender's accounts of that type. A refusal to increase the amount of credit available to an applicant who has made an application for an increase

1. A. Adverse action-12 CFR 202.2(c) — đáp án hiện tại
2. B. Special-purpose credit-12 CFR 202.8
3. C. Refusals- 12 CFR 202.8
4. D. security agreements-12 CFR 202.2(c)