Câu 139: CRCM: Certified Regulatory Compliance Manager

What may a creditor do if an applicant applies for individual unsecured credit?

1. A. A creditor may never require the signature of another person.
2. B. A creditor may ask for the signature of the applicant's spouse if the applicant is not creditworthy.
3. C. A creditor may require another signature if the applicant relies on jointly owned property to establish creditworthiness. — đáp án hiện tại
4. D. A creditor may ask the applicant to withdraw the application if it does not meet the creditor's credit standards.