Câu 64: Certified Anti-Money Laundering Specialist

A customer has held an account at a bank and has lived locally for over 25 years. Historically he has come into the bank monthly to deposit a $1,500 retirement check from the company where he worked. He is well known at the bank and often brings the staff cookies. Over the past four months, he has come into the bank every Monday, Wednesday, and Thursday to make $3,000 cash deposits into his account. A review of his account shows that an $8,500 check made out to cash clears his account each week. The bank has decided to file a suspicious transaction report (STR). What is the important fact to include in the STR?

1. A. The recent change in the timing of deposits and withdrawals in the account — đáp án hiện tại
2. B. The customer's work history and the amount of his monthly retirement check
3. C. The fact that the account holder is well known to the bank staff
4. D. The fact that the customer has lived in the area and has banked at this bank for 25 years