Câu 55: AHM-250: Healthcare Management: An Introduction

The following statements are about concepts related to the underwriting function within a health plan. Select the answer choice containing the correct statement.

1. A. Anti selection refers to the fact that individuals who believe that they have a less-than-average likelihood of loss tend to seek healthcare coverage to a greater extent than do individuals who believe that they have an average or greater-than-average like
2. B. Federally qualified HMOs are required to medically underwrite all groups applying for coverage.
3. C. Typically, a health plan guarantees the premium rate for a group health contract for a period of five years.
4. D. When evaluating the risk for a group policy, underwriters typically focus on such factors as the size of the group, the stability of the group, and the activities of the group. — đáp án hiện tại