Câu 23: AHM-520: Health Plan Finance and Risk Management

The following statements are about rate ratios used by health plans. Select the answer choice containing the correct statement:

1. A. While rate ratios consider family size, they are most often based on competitive factors, such as the ratios being used by competitors and the ratios that plan sponsors are requesting. — đáp án hiện tại
2. B. If the rate ratio for a couple rate category is 2.0, then the single premium is divided by 2.0 to derive the couple rate category premium.
3. C. A rate ratio can only be increased if the health plan has obtained regulatory approval.
4. D. The effect of a typical family rate ratio is that a family rate is somewhat higher than it otherwise should be, and the single rate is somewhat lower than it otherwise should be.