Câu 26: AHM-520: Health Plan Finance and Risk Management

Under the alternative funding method used by the Flair Company, Flair assumes financial responsibility for paying claims up to a specified level and deposits the funds necessary to pay these claims into a bank account that belongs to Flair. However, an insurer, which acts as an agent of Flair, makes the actual payment of claims from this account. When claims exceed the specified level, the insurer pays the balance from its own funds. No state premium tax is levied on the amounts that Flair deposits into this bank account. From the following answer choices, choose the name of the alternative funding method described.

1. A. Retrospective-rating arrangement
2. B. Premium-delay arrangement
3. C. Reserve-reduction arrangement
4. D. Minimum-premium plan — đáp án hiện tại