Câu 1: CCRA: Certified Credit Research Analyst

Following is information related banks:Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India. Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the top job. Profit and Loss Account - Balance Sheet - The rating wise break-up of assets for FY11 is as follows: The core spreads for FY13 as compared to FY12 have:

1. A. Expanded by 136 bps
2. B. Contracted by 327 bps
3. C. Contracted by 136 bps — đáp án hiện tại
4. D. Expanded by 191 bps