Câu 2: AFP: Applied Financial Planning

Rob, age 42, is married with three children in elementary school. He works as an operations supervisor at a small manufacturing company, earning $70,000 annually. Rob asks his financial planner, Wendy, to liquidate his GIC investments worth $55,000 in order to use the sale proceeds to purchase a gold stock referred to him by his friend who expects the stock to appreciate significantly. Rob has not purchased stock before. What should be Wendy's reaction to Rob's query?

1. A. Review Rob's risk tolerance, time horizon, and objectives. — đáp án hiện tại
2. B. Refuse the order and tell Rob to manage his own investments.
3. C. Refrain from questioning Rob's judgment because the order is unsolicited.
4. D. Delay placing the order, advise Rob to take some time to reconsider.