Câu 27: AFP: Applied Financial Planning

Owen and Lina are looking to purchase a home in the next few months. Owen is the primary income earner for the family. His credit history is weak with several recently paid collections Lina has a perfect credit record but limited income and irregular employment. What will their financial planner advise them about the impact their credit ratings will have on their ability to secure a mortgage?

1. A. The primary income earner must have a minimum credit score to qualify — đáp án hiện tại
2. B. Since Owen's collections are paid, they would be able to qualify
3. C. Lina's strong credit rating will make up for Owen's credit history
4. D. Lina's low income will prevent them from qualifying