Câu 22: RAI: Risk and Artificial Intelligence

A private credit analyst built two decision tree models for commercial loans. The first model is used to predict if a company will default on the loan. The second model is used to predict the loss given default of a loan (estimated losses when borrowers default). Which of the following statements about the two models is most accurate?

1. A. Both models are classification trees, but they use different activation functions.
2. B. Both models are regression trees, but they use different impurity measurements.
3. C. The first model is a regression tree, while the second model is a classification tree.
4. D. The first model is a classification tree, while the second model is a regression tree. — đáp án hiện tại