Câu 13: Isaca Advanced in AI Audit

From a data appropriateness and bias perspective, which of the following should be of GREATEST concern when reviewing an AI model used in a credit scoring system?

1. A. The model incorporates the applicant’s loan history to assess spending habits.
2. B. The model considers the applicant’s income level as a key factor in the credit decision.
3. C. The model uses postal codes as a primary factor in determining creditworthiness.
4. D. The model utilizes historical credit data to predict future credit behavior. — đáp án hiện tại