Câu 11: MLO: Mortgage Loan Origination

Which of the following activities is an example of redlining in mortgage lending?

1. A. Ensuring that all creditworthy borrowers are afforded equal treatment when applying for a mortgage loan
2. B. The mortgage loan originator convincing the underwriter to move their loan file to the front of the line or "redline" it
3. C. The act of the mortgage lender putting a "red line" under the borrower's name in a file to indicate they are a substandard applicant
4. D. The systematic denial of various services to residents of specific, often racially associated, neighborhoods or communities, either explicitly or through the selective raising of prices — đáp án hiện tại