Câu 79: Certified Anti-Money Laundering Specialist

A private banker of a major international bank is onboarding a new private investment company. The banker has verified the identity of the two directors, a husband and wife, who are equal shareholders. The funds in the account will be provided solely by the wife. The banker was later informed by the company that an additional director and shareholder will be added to the company although the new shareholder will not provide funds. What is the next step for due diligence in respect to the additional director and shareholder according to the Wolfsberg Anti-Money Laundering Principles forPrivate Banking?

1. A. Refuse to open the account as it is not usual for an individual to be a director and shareholder of a private investment company without providing funds.
2. B. Seek to further understand the relationship between the shareholders and undertake due diligence on the source of funds and wealth for each of the shareholders
3. C. Verify the identity of this individual, including due diligence in respect of background and reputation, and undertake due diligence on her source of funds and wealth
4. D. Seek to further understand the relationship between the shareholders and verify the identity of the individual which may include due diligence in respect to her background and reputation — đáp án hiện tại