Câu 78: Certified Anti-Money Laundering Specialist

A corporate services provider in a European Union (EU) country has a prospect from an African country who deals in oil and gas. The prospect intends to develop an oil terminal in his home country with a $75 million dollar loan secured by a third party, which is a trust formed in a Caribbean island with a holding company based in a European secrecy haven. A young lady is presented as an ultimate beneficial owner who has gained her wealth through a fitness studio in her home country. What are two red flags that could indicate money laundering or financing terrorism? (Choose two.)

1. A. A loan worth $75 million with a third-party guarantor
2. B. The guarantor company's ownership structure is overly complex — đáp án hiện tại
3. C. The prospect wishes to have a corporate structure with a holding company in EU country
4. D. The ultimate beneficial owner is young lady who has gained her wealth through a small business — đáp án hiện tại