Câu 189: Certified Anti-Money Laundering Specialist

According to the Basel Committee on Banking Supervision standards, which statements best describe sound practices in relation to customer due diligence (CDD) policies and procedures? (Choose three.)

1. A. Banks should identify its customers based on a general-rules based assessment without considering the expected size and use of the account.
2. B. Banks should never allow for verification to be completed after the establishment of the business relationship since it would not be essential for the normal conduct of business.
3. C. Banks should take into consideration the occasional banking transaction or the size/level of assets to build an understanding of the customer's profile and behavior. — đáp án hiện tại
4. D. Banks should develop and implement clear acceptance policies and procedures to identify the types of customer that are likely to pose a higher risk of financing terrorism or money laundering. — đáp án hiện tại
5. E. Banks should implement enhanced due diligence measures for entering business relationships with high-risk customers, such as approval by senior management. — đáp án hiện tại
6. F. Banks should use CDD procedures based in another bank's standards when subject to the same criteria for handling funds of a shared customer.