Câu 22: MLO: Mortgage Loan Origination
A mortgage loan originator (MLO) received a salary of 1% per loan plus a bonus of $5,000 for closing the most loans in the office last year. In addition, he received a trip to Hawaii based on closing 100 or more transactions with an interest rate of 5% or higher. Is the MLO's compensation prohibited?
Nội dung câu hỏi
A mortgage loan originator (MLO) received a salary of 1% per loan plus a bonus of $5,000 for closing the most loans in the office last year. In addition, he received a trip to Hawaii based on closing 100 or more transactions with an interest rate of 5% or higher. Is the MLO's compensation prohibited?
Các lựa chọn
Đáp án được giữ gọn theo nhãn A, B, C, D trong phần bình chọn tương tác.
- A. His compensation is permitted as compensation only includes salary and his salary is not based on loan terms.
- B. His compensation is permitted as compensation only includes salary and bonuses and his salary and bonus is not based on loan terms.
- C. His compensation is not permitted as compensation only includes salary and his salary is based on loan terms.
- D. His compensation is not permitted as compensation includes all financial incentives and his trip was awarded based on closing the most loans with certain loan terms. — đáp án hiện tại
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