Câu 21: MLO: Mortgage Loan Origination

A woman and her son meet with a mortgage loan originator (MLO) about refinancing the mother's home. During the meeting, the MLO senses that the mother is against the transaction and may be being unfairly coerced into the procedure. In which of the following ways should the MLO proceed?

1. A. Ask to speak to the mother privately to inquire whether she Is a willing participant in the transaction — đáp án hiện tại
2. B. Consider the issue to be a private family matter and proceed with the next steps in the application process
3. C. Suggest that the son be listed as a co-borrower on the mortgage to ensure he assumes part of the risk of the loan
4. D. Tell the mother that she needs to sign a power of attorney so that her son may complete the transaction on her behalf