Câu 20: MLO: Mortgage Loan Origination

A creditor receives an application with all the required pieces of information but wants to have additional information to determine a borrower's qualifications for a loan. Which of the following actions is most compliant with industry regulations?

1. A. Consider the application incomplete and put initial processing on hold until the additional information is received
2. B. Carefully document attempts to obtain the necessary additional information from the consumer to show why the decision to hold further processing was made
3. C. Provide timely initial disclosures to the consumer even though the requested information when received may reflect that the initially disclosed figures are outdated — đáp án hiện tại
4. D. Provide a fees worksheet, a Falr Lending Disclosure and an Equal Credit Opportunity Act (ECOA) form to the consumer, waiting until the additional necessary information is obtained to Issue the balance of required disclosures